Loan Ranger

What you need
2 Make your account
3 About the money

Make your account

Short-term loan · so you can leave this and come back to it, and so the offers have somewhere to arrive.

Your name

Your email

Mobile optional

A password

What you are asking us to do required Find me finance, read my documents to prepare the application, and charge me nothing — the bank pays you.

Read the full wording

I am asking Loan Ranger to find finance for me. I agree that they may collect the documents I send, read the information in them by machine, and use it to prepare an application on my behalf. I understand Loan Ranger is not a bank and does not lend money or decide what I am offered. I understand this costs me nothing, and that Loan Ranger is paid by the bank that provides the finance, only if it goes through. I understand my account holds my identity document, my bank statements and what I earn; that Loan Ranger offers two-step sign in at no charge and asks me to switch it on; and that if I choose not to, anyone who has my password can sign in as me and Loan Ranger has no way to tell them apart from me. That choice is mine, and the record of it is kept against my account.

What we hold about you required Hold what I send for as long as the law requires, and let me see it, correct it or have it deleted.

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I understand what Loan Ranger holds about me and why. They collect my identity details, what I earn, what I spend and the documents I send, in order to prepare and place an application. Nothing goes to any bank until I agree to that application being sent, and I am asked separately each time. They must keep a record of applications that went to a bank for five years after our dealings end, because the Financial Intelligence Centre Act requires it. I may ask at any time for everything they hold about me, ask them to correct it, ask them to delete what they are not required to keep, or complain to the Information Regulator.

Checking your credit record for you optional Fetch my credit record so I know where I stand before any bank is asked.

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I agree that Loan Ranger may obtain my credit record from a registered credit bureau, so that they can tell me what my position is before anybody applies anywhere, and put my application only to the banks most likely to say yes to it. I understand this is an enquiry I have asked for about myself, and that an enquiry of that kind does not affect my credit score — unlike an application to a bank, which does. I understand I do not have to agree to this, that I can upload my own free bureau report instead, and that refusing changes nothing else about the service. I can withdraw this at any time.

Messages about your application optional Email me about my own applications, and WhatsApp me if I give a number.

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I agree to be contacted by email and, if I give a number and confirm it, on WhatsApp, about my own applications. I understand that messages with a date on them — a bank answering, an offer running out — will reach me whatever else I switch off, because missing one costs me money. I can change what else I hear about at any time.

Sending a particular application to particular banks is a separate question, asked again each time, and nothing goes anywhere until you answer it. Terms · Privacy notice

Making an account sends nothing anywhere. The questions about the money come next, and nothing reaches a bank until you have seen what will be sent and said yes to it. Already have an account? Sign in and your details will be waiting.