Bank packs
Every bank wants something different. One verified set of documents, reshaped for each — and each bank's own lending policy checked before anything is sent, so you do not spend three days waiting for a decline you could have seen coming.
POPIA section 71 — a person decides, not the machine
The Act does not allow a decision with legal consequences for someone to rest solely on automated processing. Nothing can be built or sent until a named reviewer records their reasons. This screen is built so it physically cannot happen.
Reviewer decision
Not yet decidedWhat each bank asks for
Same documents, different rulebooksWill they even look at it?
Each bank's own lending policy, checked firstBuild the packs
Each pack gets that bank's own application form filled from the documents, the files named the way their system expects, and only what that bank actually asks for.
Prototype. Document requirements, recency limits, lending policy and turnaround times are simulated and must be confirmed with each institution before anything is built on them.